No matter your age, saving money is critical to achieving any financial goal. As various expenses pile on, however, it can seem to be difficult – if not impossible – to save a substantive amount of money. However, as your list of financial goals grows, it’s important to reign in spending and identify areas which can help make saving money a priority.
We’ve all been there. You read home listings, view the available photos and think you’ve found the perfect home. You schedule a showing, step through the front door and…… it’s nothing like you thought it would be.
Real estate marketing language and abbreviations can be extremely confusing to any of us that are not realtors. However, this language is used to create the most attractive listing in order to sell a home. So, we’ve decided to break down some of the commonly used (and commonly misinterpreted) terminology in the real estate world.
If you’re a part of a military family, you are no stranger to moving and have accepted it as a normal part of life. With every move, you become more organized and more efficient – but there are always ways to improve, especially on the financial side of things! Eastex Credit Union brings you a few tips and tricks to consider prior to a big military move so you can feel confident!
Choosing a credit union or bank is a big decision to undertake, and choosing a facility that meets your needs in East Texas is no exception. While there are many benefits to choosing a credit union vs bank, there are still questions that must be addressed in order to become a member of a credit union that is right for you and your family’s financial goals. In addition to selecting a credit union that provides a high level of customer service, you also want to find comparative data for fees and savings rates to ensure you’re making a good decision.
Paper has a way of piling up in various corners of our homes no matter how much we try to sort and organize it.
You get the mail, come inside and sort it into three piles (well, maybe): toss, keep and needs review. The toss pile *may* get thrown out that day if a trash or recycling can is nearby and you have time to shred or cover any personal info. The keep pile will likely join a larger “to file” pile sitting near your filing cabinet and the needs review file could stay right where it is for weeks before you finally have time to look at it. Then, there is the constant inflow of MORE paper every time the mailman comes. Coupons, catalogs, bills, medical and insurance records, credit card statements and so much more all must be sorted through to determine what should be kept and what can be tossed.
So, should you go paperless? Here are some tips and tricks for successfully going paperless at home.
Donating to charity, whether to your religious organization or an independent non-profit, is a great way to give back to your community. Despite the fact that we are biologically wired for giving, studies have shown that when you donate to charity, or volunteer your time, positive physiological reactions result in your brain. Especially as holidays approach, charities will start their outreach to potential donors, and it may become overwhelming to know which charitable program to pick. No matter whether you donate once a year, or once a month, it’s always important to ensure that you are being responsible with your decisions and getting the best value for your donation.
August is National Back to School Month as well as National Sandwich Month and these two certainly go hand in hand. As parents are preparing for their kids to go back to school, making sure they are well fed while is at the top of the list. By doing some simple planning, you can easily make sure your kids’ lunchboxes are well-rounded and healthy while still being affordable. Here is an alphabet of ideas to get you started.
Although it may seem too early to start thinking about school again (didn’t summer just start?!), one of the best ways to get the most savings is to start preparing early. For many families, it may be difficult to make a large purchase at once, especially for multiple students. Eastex Credit Union has compiled a few helpful tips to avoid overspending when getting your children ready for the new school year!
An integral part of the homebuying process is applying for and becoming approved for a mortgage loan. The majority of homeowners in the country purchase their homes with the assistance of a mortgage loan for financial peace of mind, so it’s important to not only know the process of applying for a mortgage loan but also how the stages of loan application can potentially change.
Not only does your Eastex VISA PLATINUM REWARDS Credit Card offer convenience and a great low rate, now you can earn the rewards* you want and deserve! It’s simple: accumulate points when you make purchases with your Eastex VISA PLATINUM REWARDS Credit Card, then redeem your points for millions of items like travel, gift cards, and brand name products.
If your Eastex CU Visa debit card has been lost/stolen or suspected of fraudulent activity, CANCEL YOUR CARD immediately. Call us during business hours at 409-276-2525 / 1-866-445-9622. After business hours call 1-800-791-2525.
By members' choice, your deposits are insured by American Share Insurance up to $250,000 per account. This institution is not federally insured. Members accounts are not insured or guaranteed by any government or government-sponsored agency.
*Annual Percentage rate. Rates are based on creditworthiness. Contact credit union for details.
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