How do you feel about your financial institution? If it’s just a place where you keep your savings or deposit checks, you are missing out. You should love where you bank and there are many reasons to love banking with a credit union. Here are just a few of them. Continue reading »
If you have received your tax refund, you can always go on a shopping spree or travel to a new place. But the smartest ways of using your refund involve gaining monetary value from it. Here is how to go about it.
We’re one month into 2019- how is your resolutions going?
If you’re like most of us, probably not as great as you were hoping. In fact, less than 1 in 10 of us is likely to actually stick to our New Year’s resolutions. The reasons behind this are vast and vary greatly from person to person. There are, however, ways to increase your odds of success. Here are 7 ways to help you actually stick to your resolutions this year. Continue reading »
In 2018, 29.2% of phone calls were fraudulent telephone scams. In 2019, it is estimated that nearly half of all calls going out will be a telephone scam. Consumers need to be safeguarded against scams more than ever. The best way to protect yourself is to be informed and aware of some of the most common types of telephone scams going around. Here are five of the most common telephone scams to lookout for:Continue reading »
We’ve all been there. The holidays got the best of us and as the bills start rolling in after the new year, we realize we may have overspent. Not only do you owe more than you’d like, but the balances are spread out across several credit and store cards (we know, that extra 15% off is hard to resist), and interest is already piling up due to those high-interest rates you didn’t pay much attention to in the heat of the moment. Sound familiar? There’s no need to panic but now that the presents have been opened and the decorations are back in the attic, it’s time to face reality and make a plan to efficiently pay off your debt. If you haven’t considered debt consolidation, you should. Here are four benefits to consolidating your debt.
Traveling after the Holidays? How to Find Cheap, Post-Holiday Travel Deals
The holidays are over. Now what? You may think you should focus on saving money, debt repayment, and working off those post-holiday pounds right now, but it’s actually a great time to hit the road. Consider planning another getaway and find cheap, post-holiday travel options.
Holiday parties and gatherings are coming up, and many feature a fun twist on traditional gift-giving. Rather than purchasing individual gifts for everyone, families and companies have started to instead participate in “White Elephant” gift exchanges, which are less personalized, but also much less costly!
Are you stuck for ideas on what to get for your next White Elephant gift exchange? Read below for some low-cost presents that will be a hit. The trick is to think of presents that could conceivably work with ANYONE in your group – so gender- or size-specific presents aren’t necessarily the best idea.
As 2018 draws to an end, you may find yourself wondering how you accumulated so much credit card debt or why your savings haven’t increased like you expected. Well, most likely you either aren’t committed to your financial plan or you don’t have one at all. Eastex Credit Union is here with some must-know savings tips for 2019 to get your year off on the right financial foot!
Fall is a great time of year! Temperatures cool down (albeit, not much here in Southeast Texas) and the holidays are just around the corner. It’s also a good idea to take some time and prepare your home for winter and in addition perform some general home maintenance. By spending a little time and effort on preventative maintenance, you can help prevent large, costly fixes in the future.
The day after Thanksgiving has long been known as the busiest and best shopping day of the year. Retailers of all sizes promote “amazing” deals that are supposedly better than any other time. Traditionally, shoppers have really bought into these deals with many hitting the stores in the wee hours of the morning on Thanksgiving night to try and save a buck. Last year, in fact, retailers pulled in $7.9 billion from 77 million in-store shoppers on Black Friday!
But, is the stress and crowd fighting really worth the money you save? Here are some reasons that staying home on Black Friday may be your best bet.
If your Eastex CU Visa debit card has been lost/stolen or suspected of fraudulent activity, CANCEL YOUR CARD immediately. Call us during business hours at 409-276-2525 / 1-866-445-9622. After business hours call 1-800-791-2525.
By members' choice, your deposits are insured by American Share Insurance up to $250,000 per account. This institution is not federally insured. Members accounts are not insured or guaranteed by any government or government-sponsored agency.
*Annual Percentage rate. Rates are based on creditworthiness. Contact credit union for details.
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