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Rates

Loan Rates

Loan TypeAPR
Share SecuredVariable – 3% Above declared Share Rate
Certificate SecuredVariable – 3% Above declared Share Rate
Personal Loan8.00% to 18.00%
New Autos2.80% to 18.00%
Used Autos2.80% to 18.00%
New Boats & Jet Ski’s3.75% to 18.00%
Used Boats & Jet Ski’s3.75% to 18.00%
New Motor Homes, Campers & Travel Trailers,4.00% to 18.00%
Used Motor Homes, Campers & Travel Trailers5.00% to 18.00%
New & Used Tractors, Luxury Livestock Trailers & Farm Equipment5.00% to 18.00%
New & Used 4 – Wheelers4.00% to 18.00%
New & Used Motorcycles4.00% to 18.00%
New Riding Lawn Mowers5.00% to 18.00%
New Personal Computers5.00% to 18.00%
New Utility Livestock Trailers5.00% to 18.00%
New Appliances and Furniture8.00% to 18.00%

*APR = Annual Percentage Rate. Loan rates determined by credit history and term of the loan. Rates are subject to credit approval. All rates are subject to change without notice. All terms are approximate. 

 

Savings Rates

Non-Term Share AccountsDividend RateAnnual Percentage Yield
Regular Share (Savings) < $10,0000.25%0.25%
Savings < $25,0000.30%0.30%
Savings < $50,0000.40%0.40%
Savings > $50,0000.45%0.45%
Share Draft (Checking)0.00%0.00%
Money Market
< $25,000
0.30%0.30%
Money Market
< $50,000
0.45%0.45%
Money Market
< $100,000
0.55%0.55%
Money Market
> $100,000
0.60%0.60%

* APY = Annual Percentage Yield. Non-term share account dividends are declared at the end of each quarter. Dividends are subject to change without notice.

Individual Retirement Account (IRA)

IRAAccount Dividend Rate
< $10,000 0.35%
< $25,000 0.45%
< $50,000 0.50%
> $50,000 0.65%

* Non-term share account dividends are declared at the end of the quarter. Dividends are subject to change without notice.

CD Rates

Share Certificate TermsShare CertificateAccount Dividend Rate
3 Months*500 & over0.75%
6 Months*500 & over0.85%
12 Months*500 & over1.85%
18 Months*500 & over2.00%
24 Months*500 & over2.15%
36 Months*500 & over%2.40

Required Minimum $500 Investment. Early Withdrawal Penalties on Term Accounts Member term accounts and non-member term accounts will be subject to early withdrawal penalties amounting to the greater of $25 or loss of dividends, whether earned or not, on amounts withdrawn that would have accrued over 50% of their remaining terms. Partial withdrawals of original principal and earned dividends that have been credited to principal are subject to these early withdrawal penalties.

If you have any questions about Eastex Credit Union rates, feel free to contact us!


Auto Loans

RATES AS LOW AS
2.80%
APR*

Credit Cards

RATES AS LOW AS
9.9%
APR*

Money Markets

RATES UP TO
0.60%
APY*

Certificates

RATES UP TO
2.40%
APY*

IRA

RATES UP TO
0.65%
APY*