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Rates

Loan Rates

Loan TypeAPR
Share SecuredVariable – 3% Above declared Share Rate
Certificate SecuredVariable – 3% Above declared Share Rate
Visa Credit Card9.90% to 18.00%
Personal Loan9.00% to 18.00%
New Autos2.80% to 18.00%
Used Autos2.80% to 18.00%
New & Used Boats4.00% to 18.00%
New & Used Jet Ski’s5.00% to 18.00%
New Motor Homes, Campers, Travel Trailers, Luxury Livestock Trailers5.00% to 18.00%
Used Motor Homes, Campers, Travel Trailers & Luxury Livestock Trailers5.25% to 18.00%
New & Used Tractors, Livestock Trailers & Farm Equipment6.00% to 18.00%
New & Used 4 – Wheelers5.00% to 18.00%
New & Used Motorcycles5.00% to 18.00%
New Riding Lawn Mowers8.00% to 18.00%
New Personal Computers9.00% to 18.00%
New Utility Trailers8.00% to 18.00%
New Appliances and Furniture9.00% to 18.00%

*APR = Annual Percentage Rate. Loan rates determined by credit history and term of the loan. Rates are subject to credit approval. All rates are subject to change without notice. All terms are approximate. 

 

Savings Rates

Non-Term Share AccountsDividend RateAnnual Percentage Yield
Regular Share (Savings) < $10,0000.25%0.25%
Savings < $25,0000.30%0.30%
Savings < $50,0000.40%0.40%
Savings > $50,0000.45%0.45%
Share Draft (Checking)0.00%0.00%
Money Market
< $25,000
0.30%0.30%
Money Market
< $50,000
0.45%0.45%
Money Market
< $100,000
0.55%0.55%
Money Market
> $100,000
0.60%0.60%

* APY = Annual Percentage Yield. Non-term share account dividends are declared at the end of each quarter. Dividends are subject to change without notice.

Individual Retirement Account (IRA)

IRADividend RateAnnual Percentage Yield
< $10,000 0.35%0.35%
< $25,000 0.45%0.45%
< $50,000 0.50%0.50%
> $50,000 0.65%0.65%

* Non-term share account dividends are declared at the end of the quarter. Dividends are subject to change without notice.

CD Rates

Share Certificate TermsShare Certificate Dividend RateAnnual Percentage Yield
3 Months*500 & over0.75%0.75%
6 Months*500 & over0.85%0.85%
12 Months*500 & over1.85%1.86%
18 Months*500 & over2.00%2.01%
24 Months*500 & over2.15%2.16%
36 Months*500 & over2.40%2.42%

Required Minimum $500 Investment. Early Withdrawal Penalties on Term Accounts Member term accounts and non-member term accounts will be subject to early withdrawal penalties amounting to the greater of $25 or loss of dividends, whether earned or not, on amounts withdrawn that would have accrued over 50% of their remaining terms. Partial withdrawals of original principal and earned dividends that have been credited to principal are subject to these early withdrawal penalties.

If you have any questions about Eastex Credit Union rates, feel free to contact us!


Auto Loans

RATES AS LOW AS
2.80%
APR*

Credit Cards

RATES AS LOW AS
9.9%
APR*

Money Markets

RATES UP TO
0.60%
APY*

Certificates

RATES UP TO
2.42%
APY*

IRA

RATES UP TO
0.65%
APY*