Loan Rates
| Loan Type | APR |
|---|---|
| Share Secured | Variable – 3% Above declared Share Rate |
| Certificate Secured | Variable – 3% Above declared Share Rate |
| Personal Loan | 8.00% to 18.00% |
| New Autos | 2.80% to 18.00% |
| Used Autos | 2.80% to 18.00% |
| New Boats & Jet Ski’s | 3.75% to 18.00% |
| Used Boats & Jet Ski’s | 3.75% to 18.00% |
| New Motor Homes, Campers & Travel Trailers, | 4.00% to 18.00% |
| Used Motor Homes, Campers & Travel Trailers | 5.00% to 18.00% |
| New & Used Tractors, Luxury Livestock Trailers & Farm Equipment | 5.00% to 18.00% |
| New & Used 4 – Wheelers | 4.00% to 18.00% |
| New & Used Motorcycles | 4.00% to 18.00% |
| New Riding Lawn Mowers | |
| New Personal Computers | 5.00% to 18.00% |
| New Utility Livestock Trailers | |
| New Appliances and Furniture | 8.00% to 18.00% |
* All rates are subject to change without notice. All terms are approximate. APR = Annual Percentage Rate. APY = Annual Percentage Yield. Loan rates determined by credit history and term of loan. Rates are subject to credit approval.
Savings Rates
| Non-Term Share Accounts | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| Regular Share (Savings) | 0.25% | 0.25% |
| Share Draft (Checking) | 0.00% | 0.00% |
| Money Market Shares < $50,000 | 0.35% | 0.40% |
| Money Market Shares < $100,000 | 0.40% | 0.45% |
| Money Market Shares < $250,000 | 0.45% | 0.50% |
| Money Market Shares < $500,000 | 0.50% | 0.55% |
| Money Market Shares < $750,000 | 0.55% | 0.60% |
| Money Market Shares => $1,000,000 | 0.60% | 0.65% |
APR = Annual Percentage Rate. Rates are subject to credit approval.
CD Rates
| Share Certificate Terms | Share Certificate | Account Dividend Rate |
|---|---|---|
| 3 Months* | 500 & over | 0.55% |
| 6 Months* | 500 & over | 0.70% |
| 12 Months* | 500 & over | 1.50% |
| 18 Months* | 500 & over | 1.60% |
| 24 Months* | 500 & over | 1.85% |
| 36 Months* | 500 & over | 1.95% |
Required Minimum $500 Investment. Early Withdrawal Penalties on Term Accounts Member term accounts and non-member term accounts will be subject to early withdrawal penalties amounting to the greater of $25 or loss of dividends, whether earned or not, on amounts withdrawn that would have accrued over 50% of their remaining terms. Partial withdrawals of original principal and earned dividends that have been credited to principal are subject to these early withdrawal penalties.
If you have any questions about Eastex Credit Union rates, feel free to contact us!
