The holiday season is quickly approaching. It’s time to start planning trips to visit family, shopping for Christmas gifts, and any other holiday expenses. If you’re stressed about the holidays, we can help. Our holiday loan is a personal loan to help you get the funds you need for upcoming expenses. Like other personal loans, a holiday loan allows you to borrow money quickly and often doesn’t use collateral. Unlike personal loans, these loans are only available during the holiday season. These seasonal loans often have a specific rate, term, and borrow amount that’s different from other personal loans. Follow along as we answer some of the most commonly asked questions about the holiday loan.
What can I use a Holiday Loan For?
You can use a holiday loan however you want! These funds are for you to use on any short-term expenses throughout the holidays like shopping for gifts or holiday decorations. Using a holiday loan allows you to stretch your gift-buying budget. You can use the holiday loan for experiences as well. Take your family to a concert, see Christmas lights, or a weekend trip. Have other expenses? No worries, our holiday loan doesn’t have restrictions for how you plan to spend your money. Whatever you have going on this winter, Eastex has the funds to help. Don’t miss out on holiday experiences for the whole family and apply for a holiday loan.
Why should I apply for a Holiday Loan?
Applying for a holiday loan can reduce the stress you feel this season with prices rising. It can alleviate some financial burden even when you started saving early this year. These funds can stretch your holiday budget so you can take advantage of holiday deals like Black Friday or Cyber Monday. Get things done without adding a financial burden to your situation. Using a holiday loan is a convenient way to boost your budget, or to help increase your spending.
How can I apply for a holiday loan?
Our Jingle Bell Holiday Loan is back! Eastex Credit Union members love seeing the return of our Jingle Bell Holiday Loan every year. Our Jingle Bell loan helps to put a little extra cash in your pocket to use however you see fit! Members of Eastex Credit Union can receive up to $1,200, with a rate as low as 12% APR*, and up to 12 months repayment. Don’t let the season stress you out when you apply today through our website or ask about our Jingle Bell Holiday Loan during your next visit to a branch! You can also call to speak to a representative at 409.276.2525.
*Subject to credit approval. APR = Annual Percentage Rate. 12-month term. Qualifications: must have 6 months of direct deposit, auto loan payment on automatic debit/transfer, and Gold Insurance protection. Promotion ends December 31, 2024.
