Saving money can be so very difficult. There always seems to be another bill. Nevertheless, developing good money management habits can help you build your wealth. We will discuss ways, methods, and tools for improving your frugality. Good savers have more control over their lives. Learn how to build up savings for unexpected emergencies.
Tokenization has recently taken off due to the increased usage of e-commerce and mobile payments including Apple Pay, Samsung Pay and Google Pay which are being used at hundreds of thousands of retail stores, online and on mobile apps. Continue reading »
Buying a home is one of the biggest decisions an individual or a family can make. Few purchases will be as big, and few will tie up as much money over as long a period of time. Therefore, it’s a good idea to think long and hard about what you’re looking for when you decide to pull the trigger on the purchase of a home. Continue reading »
Thinking about starting your own business but not sure where to start? You’re not alone! Borrowing money to start your own business is overwhelming and the fear of failure can be enough to stop many in their tracks. However, if you dream of being your own boss, navigating the process is a necessary step. Continue reading »
If a poor credit score is getting in the way of what you want to achieve, be aware that there are organizations out there ready to help. You can get a better handle on your score (and your money) by working with the right financial institutions, building good financial habits and conquering your debt. Continue reading »
How do you feel about your financial institution? If it’s just a place where you keep your savings or deposit checks, you are missing out. You should love where you bank and there are many reasons to love banking with a credit union. Here are just a few of them. Continue reading »
If you have received your tax refund, you can always go on a shopping spree or travel to a new place. But the smartest ways of using your refund involve gaining monetary value from it. Here is how to go about it.
We’re one month into 2019- how is your resolutions going?
If you’re like most of us, probably not as great as you were hoping. In fact, less than 1 in 10 of us is likely to actually stick to our New Year’s resolutions. The reasons behind this are vast and vary greatly from person to person. There are, however, ways to increase your odds of success. Here are 7 ways to help you actually stick to your resolutions this year. Continue reading »
In 2018, 29.2% of phone calls were fraudulent telephone scams. In 2019, it is estimated that nearly half of all calls going out will be a telephone scam. Consumers need to be safeguarded against scams more than ever. The best way to protect yourself is to be informed and aware of some of the most common types of telephone scams going around. Here are five of the most common telephone scams to lookout for:Continue reading »
We’ve all been there. The holidays got the best of us and as the bills start rolling in after the new year, we realize we may have overspent. Not only do you owe more than you’d like, but the balances are spread out across several credit and store cards (we know, that extra 15% off is hard to resist), and interest is already piling up due to those high-interest rates you didn’t pay much attention to in the heat of the moment. Sound familiar? There’s no need to panic but now that the presents have been opened and the decorations are back in the attic, it’s time to face reality and make a plan to efficiently pay off your debt. If you haven’t considered debt consolidation, you should. Here are four benefits to consolidating your debt.
If your Eastex CU Visa debit card has been lost/stolen or suspected of fraudulent activity, CANCEL YOUR CARD immediately. During business hours call 409-276-2525. After business hours call 1-888-263-3370.
*Annual Percentage Rate. Rates based are based on creditworthiness. Contact credit union for details.
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